How are your investments in the stock market? I hope you are smiling and having fun.
In this post, I will share with you why you need to start investing in the stock market using the simplest way to make your money grow in the stock market: the money cost averaging method. Using money cost averaging, your PhP5,000.00 invested in the stock market every month for the next 20 years will grow it from PhP1,200,000.00 to about PhP10,000,000.00 at about 13.5% compounded growth per year. That's the power of money cost averaging.
If your goal is to have PhP10,000,000.00 20 years from now, you should start investing PhP5,000.00 per month in the stock market buying a giant company. If you need PhP20,000,000.00 for your retirement 20 years from now, you should start investing P10,000.00 per month in the stock market buying giant companies. If you need PhP100,000,000.00, you need to invest PhP50,000.00 per month for the next 20 years. I believe some of you are capable of saving and investing a huge amount of money per month. How do I know? Tell me what kind of gadgets you have? How many do you have? Do you really need them all? How about the kind of hand or shoulder bags you have? Do you really need a designer bag worth PhP100,000.00? How about your night outs and dates? How many do you have every week? Now, before you say "Well I deserve it!", which I'm very sure you do, allow me to say that I also believe you deserve to have a good and abundant life in the future by saving and investing for it today.
So, are you ready to invest in good companies for the next 20 years? If you are, congratulations. Now, the next thing we need to know is what companies to invest in. Let me share to you a list of companies which experts and analysts believe to provide a significant boost to your money. These companies have been chosen based on the following criteria:
- It should be in a Growing Industry
- It should have Earnings Visibility
- and Management Credibility
- The company should have Superior Products or Services
- and a Strong balance sheet
These companies are GEMSS which is the acronym for the above criteria. Below is a list of the companies that you and I should choose to invest into for the long-term, that is using money cost averaging.
Sym
|
Company Name
|
Industry
|
AC
|
Ayala Corp.
|
Holdings Company of Ayala
|
ALI
|
Ayala Land, Inc.
|
Real Estate
|
AP
|
Aboitiz Power Corp.
|
Power Generation
|
BDO
|
Banco De Oro
|
Universal Bank
|
BPI
|
Bank of Philippine Islands
|
Universal Bank
|
DMC
|
DMCI Holdings, Inc.
|
Holdings company of Consunji
|
EDC
|
Energy Development Corp.
|
Renewable Energy
|
ICT
|
Intl. Container Terminal Services
|
Container Terminal Services
|
JFC
|
Jollibee foods Corp.
|
Quick Service Restaurants
|
MBT
|
Metropolitan Bank and Trust
|
Banking
|
MPI
|
Metro Pacific Investments
|
Holdings company of MV Pangilinan
|
MWC
|
Manila Water Company
|
Water Supply and Sanitation
|
SM
|
SM Investments Corp.
|
Holdings Company of SM Group
|
SMPH
|
SM Prime Holdings
|
Shopping Centers and Malls
|
TEL
|
Philippine Long Distance Tel. Co.
|
Telecommunications
|
URC
|
Universal Robina Corp.
|
Food and Beverage
|
So, what companies are you going to invest in? What is your target 20 years from now?
Remember, big things start small. As the Bible says,
"...whoever gathers money little by little makes it grow." - Proverbs 13:11b (NIV)Dream Big! Start Small!
May you achieve true success!
Bryan
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PS. My mentor in stock market investing and business is Bo Sanchez. He has an online coaching club where he teaches one to be truly rich. You can try it out for free and enjoy the same benefits I have enjoyed. Go to BoSanchez's TrulyRichClub.
PS. If you want to invest in real estate properties, visit www.houseforsalephilippineswithphoto.blogspot.com.
